Looking to maximize rewards with your credit card this December 2024? With a variety of top-rated credit cards to choose from, it’s never been easier to earn cash back, travel miles, and other perks just by using your card. Whether you prefer earning points for dining out, rewards for online shopping, or even bonuses for everyday purchases, our list of the top 10 rewards credit cards for December 2024 has something for everyone. These cards cater to a wide range of lifestyles and spending habits, ensuring you’ll find the perfect fit for your financial goals.
1. Chase Sapphire Preferred® Card
NerdWallet rating: 5.0/5
Best for: Bonus travel rewards
Annual fee: $95
Rewards rate: 1x-5x Points
Intro offer: 60,000 points
2. Blue Cash Preferred® Card from American Express
NerdWallet rating: 5.0/5
Best for: Families & households
Annual fee: $0 intro annual fee for the first year, then $95.
Rewards rate: 1%-6% Cashback
Intro offer: $250
3. Capital One Venture Rewards Credit Card
NerdWallet rating: 4.7/5
Best for: Simple travel rewards
Annual fee: $95
Rewards rate: 2x-5x Miles
Intro offer: 75,000 miles
4. Chase Freedom Unlimited®
NerdWallet rating: 5.0/5
Best for: All-around cash back
Annual fee: $0
Rewards rate: 1.5%-5% Cashback
Intro offer: Up to $300
5. Wells Fargo Active Cash® Card
NerdWallet rating: 5.0/5
Best for: Flat-rate cash back
Annual fee: $0
Rewards rate: 2% Cashback
Intro offer: $200
6. Capital One Savor Cash Rewards Credit Card
NerdWallet rating: 5.0/5
Best for: Going out & staying in
Annual fee: $0
Rewards rate: 1%-8% Cashback
Intro offer: $250
7. Chase Freedom Flex®
NerdWallet rating: 5.0/5
Best for: Quarterly categories + cash bonus
Annual fee: $0
Rewards rate: 1%-5% Cashback
Intro offer: $200
8. Citi Custom Cash® Card
NerdWallet rating: 4.7/5
Best for: Automatic 5% rewards
Annual fee: $0
Rewards rate: 1%-5% Cashback
Intro offer: $200
9. U.S. Bank Cash+® Visa Signature® Card
NerdWallet rating: 4.5/5
Best for: Maximum customizability
Annual fee: $0
Rewards rate: 1%-5% Cashback
Intro offer: $200
10. Discover it® Cash Back
NerdWallet rating: 4.9/5
Best for: Quarterly categories + matching bonus
Annual fee: $0
Rewards rate: 1%-5% Cashback
Intro offer: Cashback Match™
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